(912) 348-3158
114 East U.S. Highway 80, Ste B, Pooler, GA, 31322



Credit Restoration Expert

For more than 20 years, Pam Hammock has helped hundreds of credit-challenged renters and homebuyers achieve their dream of owning a home.  Affectionately dubbed the Credit Lady for her dedication to helping ANYONE become a homeowner, no matter the financial obstacles, Hammock loves to help people improve their lives.

Today, Credit Lady is a proven credit restoration and repair system. Hammock will work with you personally to assess your credit and create a personalized action plan to increase your credit score. The Credit Lady and her team look forward to welcoming you and assisting you in the purchase of your dream home. No one can match the Credit Lady’s knowledge and experience to guide you through improving your credit and increasing your credit scores. Get started today!


Credit Lady Testimonials

Where do I begin, I will love to say this is the best group of Realtors and Builders ever! After searching around for weeks, I was able to find a home to be built brand new, and at the lowest price to fit my budget. The Lighthouse Team had more patience, time and knowledge than any other home business in Savannah! We were able to get a contract done and the builder gave us a lot of upgrade at no charge! I’m am so excited I cannot keep still or my mouth shut about moving into my new home, in a great location! Thank you Lighthouse Realty, we had an amazing new home in time for the birth of our newborn!
Krysta Hankle

Special Offer

Whether you have low credit from missing a few payments, have some debts, or your credit history is too short, it’s important to get started down the road of credit score improvement. Your best bet to repair bad listings on your credit report and get you ready to buy a home is the Credit Lady. Pam Hammock works with you to create an action plan and her results speak for themselves. The Credit Lady offers affordable* rates so you can focus your resources on what matters to you: your family, your personal life, your future!

Call today to find out how to get your FREE CREDIT ANALYSIS.