(912) 348-3158
114 East U.S. Highway 80, Ste B, Pooler, GA, 31322



Credit Restoration Expert

For more than 20 years, Pam Hammock has helped hundreds of credit-challenged renters and homebuyers achieve their dream of owning a home.  Affectionately dubbed the Credit Lady for her dedication to helping ANYONE become a homeowner, no matter the financial obstacles, Hammock loves to help people improve their lives.

Today, Credit Lady is a proven credit restoration and repair system. Hammock will work with you personally to assess your credit and create a personalized action plan to increase your credit score. The Credit Lady and her team look forward to welcoming you and assisting you in the purchase of your dream home. No one can match the Credit Lady’s knowledge and experience to guide you through improving your credit and increasing your credit scores. Get started today!


Credit Lady Testimonials

Anyone who is buying or selling a home should choose this team of truly family-oriented professionals to assist them. Lighthouse Realty Group gives constant support and genuine care to everyone they come in contact with. As a first time home buyer, I had no idea what to expect the Credit Lady has set the bar and I am comforted by the fact that I now have such a great team to call on and refer to for any home buying/selling needs!
Lisa OrtizRealtorSavannah

Special Offer

Whether you have low credit from missing a few payments, have some debts, or your credit history is too short, it’s important to get started down the road of credit score improvement. Your best bet to repair bad listings on your credit report and get you ready to buy a home is the Credit Lady. Pam Hammock works with you to create an action plan and her results speak for themselves. The Credit Lady offers affordable* rates so you can focus your resources on what matters to you: your family, your personal life, your future!

Call today to find out how to get your FREE CREDIT ANALYSIS.