(912) 348-3158
114 East U.S. Highway 80, Ste B, Pooler, GA, 31322



Credit Restoration Expert

For more than 20 years, Pam Hammock has helped hundreds of credit-challenged renters and homebuyers achieve their dream of owning a home.  Affectionately dubbed the Credit Lady for her dedication to helping ANYONE become a homeowner, no matter the financial obstacles, Hammock loves to help people improve their lives.

Today, Credit Lady is a proven credit restoration and repair system. Hammock will work with you personally to assess your credit and create a personalized action plan to increase your credit score. The Credit Lady and her team look forward to welcoming you and assisting you in the purchase of your dream home. No one can match the Credit Lady’s knowledge and experience to guide you through improving your credit and increasing your credit scores. Get started today!


Credit Lady Testimonials

I have known and worked with The Credit Lady for many years. My clients appreciate the hard work and attention to detail Ms. Hammock provides them as they are pursuing their dream of homeownership. All lending revolves around credit and having a strong score is just as important as having a good income. As rates continue to rise, your “buying power” rests mainly with your credit score. So whether you’re struggling to qualify or looking for the next pricing tier I suggest you take a second to talk it over with the Lady who does credit for a living.
Jarad BrownLoan OfficerCertainty Home LoansSavannah

Special Offer

Whether you have low credit from missing a few payments, have some debts, or your credit history is too short, it’s important to get started down the road of credit score improvement. Your best bet to repair bad listings on your credit report and get you ready to buy a home is the Credit Lady. Pam Hammock works with you to create an action plan and her results speak for themselves. The Credit Lady offers affordable* rates so you can focus your resources on what matters to you: your family, your personal life, your future!

Call today to find out how to get your FREE CREDIT ANALYSIS.